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We are specialists in the niche car insurance market offering both Gap Insurance and Used Car Warranties online through our dedicated sites: Cargapinsurance,co.uk, Click4Gap.co.uk and Click4warranty.co.uk. Like all our sites we are not a broker. Together with our specialist UK motor related insurance partner, Red Sands Insurance Company (Europe) Ltd, we design bespoke policies for the discriminating online buyer who is looking for quality, value, protection and service. All our Insurance products are unique and have been designed by us with a core focus on consumer needs. They provide the widest possible choice, the most comprehensive cover and the simplest yet informative websites from which to purchase. All policies are delivered electronically at the most competitive premiums.

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Established in October 2000 Lexham Insurance was originally formed as a specialist broker handling Moped, Scooter and Motorcycle Insurance. The operation has rapidly expanded and now handles polices for tens of thousands of riders and drivers in the UK and Northern Ireland. Our UK Call Centre team are highly trained and passionate about their jobs and we believe our First Class Service is unrivalled by our competitors. Because of this we have created strong bonds with many Manufacturers and Importers within the industry, their dealer networks and the best Insurance and Breakdown companies in the UK. We are therefore able to offer you not only Low Cost Premiums but also a fantastic range of additional products and services on many NEW and USED vehicles sold in the UK throughout the year. These products and services include Quad, Classic Bike and Scooter, Van and Campervan Insurance as well as Personal Accident, Excess Protection and Lexham Rescue (Breakdown Cover).

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GEM is a Which? Recommended Provider for Breakdown Services 2018, has been voted No. 1 in the Auto Express Driver Power Survey 2018 and GEM breakdown cover is also rated 5 stars by Defaqto. Deciding what level of breakdown cover you require is not always easy. At GEM we have done this for you. We only offer fully comprehensive UK breakdown cover, so whether you breakdown at home or at the roadside you can rest assured we will come to your rescue. Our award winning Personal Cover allows you and up to 3 other drivers in your household to be covered in any car, so all you need to decide is who you want to cover. We are there for you, 24 hours a day, 365 days a year. Unlimited callouts, punctures, flat batteries and running out of fuel are all covered. 87% of GEM members would recommend GEM to their friends and family, and with such competitive premiums, it's no surprise that so many motorists are switching to GEM.

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